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Liberty Lending loans are unsecured personal loans issued by either MetaBank National Association or FinWise Bank, a Utah chartered commercial bank, member FDIC. All loans are subject to eligibility criteria and review of creditworthiness and history. Terms and conditions apply. Fixed Annual Percentage Rates (APR) range from 7.59 % to 35.99%. You could receive a loan of $10,000 with an interest rate of 8.93%, an origination fee of $200, for an APR of 9.80%, which would result in total payment of $12,435 with 60 monthly payments of $207.2. Your actual rate may differ and depends on your credit history loan amount, and term. Total approved loan amount reflects origination fee, which ranges from 2% to 5%.
Although Liberty Lending cannot guarantee any improvement to your credit score if you take this loan, based on recent loan file reviews; Clients who have taken this loan and paid as agreed have seen their credit score increase by an average of 75 points in about 3 months. While everybody’s situation differs, if you maintain on-time monthly payments on the loan and any other accounts you have, you will be in the best position to experience favorable results.
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
